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About DD Education Residential/Housing Employment SSI Guardianship Criminal Justice |
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Contact
Us: 8000 East Prentice Avenue Suite D-1 Greenwood Village, CO 80111 Tel: 303.864.9334 Toll Free: 800.333.7690 Fax: 303.864.9330 |
Introduction
to Social Security What
benefits do people with disabilities and their families get from Social
Security? How
is Social Security funded? How
are the Social Security and SSI Disability Programs different? Checklist:
Effect of proposed changes on people with disabilities and their families How
will individual private accounts affect Social Security?Social Security Fact Sheets
SSI
Children and adults with developmental disabilities may be eligible for Supplemental Security Income (SSI), a federal program administered by the Social Security Administration. Generally, SSI can be used to supplement a person's income for food, clothing and shelter. Eligibility for SSI depends on a number of factors, including the nature of a person's disability and the nature and amount of a person's income and resources. In many cases an eligible person can receive SSI in addition to Medicaid, social services and food stamps. The following is an overview of the SSI program.
ELIGIBILITY
Age or Disability To be eligible for SSI, a person must be age 65 or older, or have a disability or be blind, and have limited resources and income and meet certain other requirements. A child with a disability or who is blind, as well as an adult, may be eligible. The age of a person with a disability or who is blind makes no difference. A person who qualifies for SSI on the basis of both age and disability or blindness can receive payments under whichever category is more advantageous. A person who is 18 years of age or older is considered disabled if a physical or mental impairment or combination of impairments prevents him or her from working and is expected to last at least 12 months or to result in death. A child under the age of 18 may be found to have a disability if he or she has a physical or mental impairment (or combination of impairments) that results in "marked and severe functional limitations" and is expected to last at least 12 months or to result in death. An adult or child is considered blind with vision no better than 20/200 or a limited visual field of 20 degrees or less in the better eye with the use of eyeglasses. If a person's sight is not poor enough to be considered blind, he or she may still qualify as disabled. Income Under SSI, the term "income" means anything received that can be used to meet the needs for food, clothing or shelter. It includes cash, checks, items received "in kind," such as food and shelter, and many items that would not be considered income for federal or other tax purposes. Under the SSI program, income is divided into two categories - earned and unearned. Earned income includes wages, net earnings from self-employment and income received from sheltered workshops. Unearned income includes all income that is not earned, such as Social Security benefits, workers' or veterans compensation, pensions, support and maintenance in kind, annuities, rent and interest. Generally, a person who has unearned income of less than $551 a month will qualify for a federal SSI payment. A couple generally can qualify with unearned income of less than $816. However, individuals who are applying for SSI disability benefits and earn more than $740 a month probably won't be eligible for benefits. A recipient's other income may reduce the amount of the SSI payment. However, not everything a person receives is income, and some things that are income do not count. Resources A person may have resources of up to $2,000; a couple may have resources of up to $3,000. The resource limit for a couple applies even if only one member of a couple is eligible. The couple's resources are counted as if both members are eligible. Not all resources are counted in determining if a person meets the resource limit. A home or adjacent land isn't counted, regardless of its value. Personal effects or household goods with a total value of $2,000 or less are not counted. If the total value exceeds $2,000, the excess counts. The value is what an item can be sold for, less the amount of any legal debt against it. Generally the value one car owned by a person is not counted, nor is life insurance policies with a total face value of $1,500 or less per person counted. Property that is essential to an individual's self-support is not counted. This includes any property used in a trade or business or by the individual as an employee. Shared resources and income The federal law does not require support by relatives. But, in determining eligibility, the law assumes that a husband and wife who live together share their resources and income and that a child (under the age of 18) shares in the parents' resources and income. SSI PAYMENTS In the year 2001, the maximum federal SSI payment is $531 a month for an eligible person and $796 a month for an eligible couple. Generally, SSI payments are figured on a retrospective basis. The amount of a recipient's monthly check is based on the actual countable income from two months earlier. There are some exceptions to this general rule. The basic SSI payment is reduced by one-third if an eligible person or couple is living in another person's household and receiving support and maintenance in kind from that person. This reduction takes the place of setting the exact dollar value of the support and maintenance. Support and maintenance in kind is any food, clothing or shelter that is given to an eligible person, or is received because someone else pays for it. REPRESENTATIVE PAYEE Some SSI recipients are unable to manage their money, so their SSI payments must be made through a representative payee. A representative payee is responsible for using SSI payments received on behalf of the recipients to provide for their personal care and well-being. CONTACTS The information provided is an overview of the Supplemental Security Income program administered by the Social Security Administration. For more exhaustive detailed information log on to the Social Security Administration Website at www.ssa.gov/pubs/11015.html#who-can or phone 1-800-772-1213.For specific questions email Steve Potter at Stephen.Potter@ssa.gov . The Social Security Administration in Colorado is located at 1616 Champa, 4th Floor, Denver, Colorado 80202. Phone (303) 844-5215Waiting List Lawsuit | Other Updates & Coming Events
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